TD Bank Credit Analyst – January 2017 Full Time in Montréal, QC

TD Bank

Branch Montréal QC CA

Credit Analyst – January 2017
Montréal, QC

Ability to provide training to others on best practices, processes, etc. as well as guide mentor other team members for the completion of business….

As an Analyst your role is to adjudicate/underwrite credit applications for RESL requests while continuing to develop excellent customer service skills and delivering a legendary customer experience to our partners.

  • Optimize credit opportunities by assisting partners in adjudicating, structuring, packaging and authorizing credits
  • Maintain good relationships with partners including responding to questions and concerns
  • Contribute to operational improvements to streamline procedures/processes and enhance service
  • Protect the interests of the Bank by ensuring credit is being adjudicated in accordance with assigned discretionary limits and established guidelines
  • Perform due diligence in support of all credit applications
  • Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines
  • Strong credit acumen- Subject Matter Expert with knowledge of credit adjudication and analysis
  • Strong knowledge of various CCO Adjudication platforms, to include CAP
  • Advanced knowledge of products, end-to-end processes and systems
  • Experience in adjudication of complex credit applications involving multiple step transactions / processes / activities that may involve numerous systems and range in complexity from medium to high
  • Ability to identify and investigate non-standard operational / reporting / process issues
  • Moderate to High level of complexity in operational / reporting / process and/or analysis
  • Moderate to High credit limit authorization required for credit adjudication
  • Ability to provide training to others on best practices, processes, etc. as well as guide mentor other team members for the completion of business

Job Requirements
The successful applicant must have previous credit analyst experience, strong credit acumen and has held credit limits.

  • Previous adjudication experience, strong credit acumen and has experience holding credit limits in a previous role
  • Experience in an exception lending environment
  • Above average analytical skills, strong aptitude for problem solving, organization and planning
  • Proven ability to deliver on Customer Experience goals
  • Strong aptitude for risk

Skills Category:

  • Analytical Skills
  • Presentation Skills
  • Business Intelligence
  • Organized, detail oriented and ability to multi task effectively
  • Research
  • Time management
  • Negotiation Skills
  • Relationship Management
  • Effective Communication
  • Interpersonal Skills
  • Computer Skills

Additional Information
This role requires the incumbent to be flexible to multiple shift priorities to align with business needs.

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

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Employment Type: Full Time
Location: Montreal, QC, CA
Posted on: 2016-12-06
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