CMHC Underwriter, Multiple Housing Full Time in Halifax, NS


Branch Halifax NS CA

Underwriter, Multiple Housing
Halifax, NS

, a forward-thinking organization offering a range of career possibilities, is a trusted source of objective housing research and advice for governments,…

Bring your analytical abilities, real estate knowledge and communication skills to this position in Halifax.

Become a member of the dynamic multi-unit mortgage loan insurance team. As Multiple Underwriter, you will identify, understand and assess the risks associated with each multi-unit mortgage loan insurance application and provide a recommendation for decision. We are seeking individuals who have knowledge in real estate or banking and training in administration, finance or a related discipline and who are also recognized for their excellent analytical and risk management abilities as well as their propensity to maintain solid business relationships.


6 month temporary position

is an exceptional opportunity for a results-driven relationship builder and team player to achieve his or her professional goals, while creating a sustainable organization that is at the heart of a world-leading housing system. Our diverse opportunities and locations across the country enable you to advance and grow your skills, knowledge and career to match your evolving interests and experience.

YOUR KEY RESPONSIBILITIES as Multiple Underwriter will involve the following activities:

Complete a financial analysis of the borrower, assess market conditions, analyze the financial and operational performance of the property, and determine adequate security.

Identify and negotiate acceptable mitigating actions when weaknesses are identified or normal security is not being offered, while maintaining the risk at an acceptable level for CMHC.

Prepare an underwriting report providing a review of the findings, the recommendations and the mitigating actions.

Discuss, negotiate and defend underwriting decisions with each lender client, while making sure to maintain a high level of confidence in CMHC.

Respond to various mortgage insurance or general inquiries.

Perform post-approval activities, including responding to lender requests in a timely manner.

Participate in the work of national teams as well as policy and procedure development.

YOUR PROFILE as Multiple Underwriter will include the following elements:

Education and experience

Bachelor’s degree in administration, finance, real estate and three (3) years of experience relating directly to underwriting and mortgage financing risk analysis. An equivalent combination of education and relevant experience will also be considered.

Certified in Real Estate Finance (CRF), Accredited Appraiser Canadian Institute (AACI), Chartered Accountant (CA), Certified Management Accountant (CMA), Chartered Financial Analyst (CFA), Certified Property Manager (CPM) would be considered an asset.

Essential knowledge, skills and competencies

Knowledge of appraisal, building technology, environment, market analysis, financial statement analysis, real estate law, property management and industry trends to be able to assess the degree of risk and make sound underwriting decisions.

Excellent analytical and decision-making skills.

Demonstrated communication, interpersonal and listening skills.

Ability to multi-task in pressure situations.

Ability to work effectively on a team and independently.

Ability to build and maintain client relationships, recognize opportunities for improvement and contribute to a working environment where diversity is valued, respected and integrated.

Proficiency working in a computer-aided environment, using software such as Microsoft applications (including Word and Excel).

Because what I do matters

Canada Mortgage and Housing Corporation (CMHC)

, a forward-thinking organization offering a range of career possibilities, is a trusted source of objective housing research and advice for governments, consumers and thehousing industry across the country. Our mission as Canada’s housing authorityis to help Canadians meet their housing needs. With this goal in mind, we are involved in many key aspects of housing—from contributing to the stability ofthe housing market and financial system to providing support to Canadians inhousing need.

Both a major financial institution and a federal Crown corporation, we offer the best of both worlds in a stimulating work environment where people are encouraged to help build a better tomorrow. If you want to work alongside other respected professionals to make a real difference, and to be able to say with conviction “what I do matters,” make CMHC your career choice.

APPLY today.

We sincerely thank all candidates for their interest.

Candidates must meet the language requirements of the position. Candidates who do not currently have valid language test results recognized by CMHC will be required to take a language test.

Candidates who do not meet all of the position requirements may be considered in an underfill capacity, in which case the person will be hired at a lower level than the position level.

Selected candidates may be required to do a presentation as part of the interview. If so, they will be advised in advance.

In the event that tests are administered, candidates will also be advised in advance.

The deadline for submitting your application is

11:59 p.m. ATL on June 5, 2015


or proceed with Standard Application Form.

Employment Type: Full Time
Location: Halifax, NS, CA
Posted on: 2015-05-23
Posted by: